Calculator

RMD Estimator

Required Minimum Distribution from a Traditional IRA, using the IRS Uniform Lifetime Table.

Your age (73–100)

Prior 12/31 balance

Distribution period (factor)

24.6

Estimated RMD

$20,325

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Important disclosure

For account owners using the Uniform Lifetime Table (most common). Does not apply to inherited IRAs, sole-spouse beneficiaries more than 10 years younger, or certain Roth situations. Use IRS Publication 590-B and consult your tax advisor for your actual RMD.