We don't post fake rates.
Carrier rates change often and depend on your state, age, premium, and the product you choose. Instead of a flashy table that goes stale, we send the live numbers a licensed agent can actually back up.
Why no rate table?
Most insurance sites publish "illustrative" rates that look great in a screenshot but stop being accurate the next time the carrier files an update. We'd rather say nothing than say something wrong. When you request rates, a licensed Pebyl Financial agent pulls the current carrier filings for the products that fit your situation and walks you through the trade-offs.
MYGA
Multi-year guaranteed annuity. Carrier sets a fixed rate for a fixed term (typically 3, 5, 7, or 10 years).
Fixed Indexed Annuity (FIA)
Index-linked credit with caps, spreads, and participation rates. 0% floor on the downside. Carriers update caps and rates often.
SPIA
Single premium immediate annuity. Income amount is quoted by the carrier based on age, premium, and payout option.
MYGA-IRA
MYGA inside a Traditional, Roth, SEP, or SIMPLE IRA wrapper. Contract rate is set at issue.
Want today's numbers?
Book a short call. We'll send current MYGA, FIA, and SPIA quotes from A-rated carriers based on what you actually need.