We work with
Educators
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Firefighters
We work with
Law Enforcement
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Our Mission
Why Pebyl Financial exists — and the people we built it for.
- Educators, firefighters, law enforcement, EMS
- Safe-money only — never stocks or mutual funds
- Plain-English answers, never a sales pitch
Mission
About Pebyl Financial
Independent, licensed, and built around fixed insurance products only.
- Independent — not captive to any one carrier
- Fixed annuities, life insurance, IRAs
- Born out of the Pebyl community platform
The Pebyl Ecosystem
Free guides, calculators, and TPA directories for every public servant — no strings.
- 50 State Retirement Guides
- Free for educators, fire, police, EMS
- Pebyl (community) vs. Pebyl Financial (licensed)
Ecosystem
How We Operate
What you can expect from a Pebyl call — and what we will never do.
- No SSN on the first call, ever
- No assets-under-management fees
- Carrier financial-strength is published
The Fine Print
Important disclosures, written in plain English — not lawyer-speak.
- What this site is (and isn't)
- How agent compensation works
- Why we don't sell securities
Disclosures
Legal & Licenses
Privacy, terms, and the states we are currently licensed to operate in.
- Privacy policy & cookie practices
- Terms of use
- State insurance license list
Talk to a person
Have a question about who we are?
A 20-minute intro with a licensed Pebyl Financial agent. No SSN, no pressure, no obligation to do anything. Bring a question — we'll answer in plain English.
Important disclosure
Pebyl Financial provides only fixed insurance products (MYGA, FIA, SPIA, fixed life insurance, and rollovers into fixed accounts). We do not sell securities. Information on this site is educational and does not constitute tax, legal, or investment advice. Product availability and terms vary by state and carrier.